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About Us

Ray LaserRay Laser is the Senior Reverse Mortgage Specialist at First Rate Financial Group. Ray has over 30 years of experience in helping people make important financial decisions, and has successfully closed hundreds of mortgage loans. He is an active senior of retirement age and is familiar with the issues of seniors who could benefit from a reverse mortgage.

Ray’s mission is to enhance the lives of seniors by providing financial security and independence. He prides himself on making his clients feel relaxed and comfortable about the loan process, and makes customer service and satisfaction his number one priority. Ray’s goal as a reverse mortgage loan officer is to assist each person professionally, ethically, and knowledgeably, explaining the positives as well as the negatives to help clients make a truly informed decision. “We start as friends and end as friends” is his goal on every transaction.

View My Mission Statement Here →

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