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About Us

Ray LaserRay Laser is the Senior Reverse Mortgage Specialist at First Rate Financial Group. Ray has over 30 years of experience in helping people make important financial decisions, and has successfully closed hundreds of mortgage loans. He is an active senior of retirement age and is familiar with the issues of seniors who could benefit from a reverse mortgage.

Ray’s mission is to enhance the lives of seniors by providing financial security and independence. He prides himself on making his clients feel relaxed and comfortable about the loan process, and makes customer service and satisfaction his number one priority. Ray’s goal as a reverse mortgage loan officer is to assist each person professionally, ethically, and knowledgeably, explaining the positives as well as the negatives to help clients make a truly informed decision. “We start as friends and end as friends” is his goal on every transaction.

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The Latest News

Is It Worth It to Put More Than 20 Percent Down?
February 1, 2023
Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.
What You Need To Know About A Closed-End Second Mortgage
January 31, 2023
A home is probably one of the most expensive purchases you will ever make. It is important for you to understand all of the options available to you, particularly if you need a quick source of cash, and you might be thinking about taking out a second mortgage.
What’s Ahead For Mortgage Rates This Week – January 30, 2023
January 30, 2023
Last week's economic reporting included readings on new and pending home sales, inflation, and consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

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Ray Laser

3027 Townsgate Rd. Suite 110
Westlake Village, California

Call 818-665-4526
Fax 818-735-5939