Call 818-665-4526

Get a Rate Quote
Get a Rate Quote
Click below to fill out our rate quote form!
Loan Checklist
Loan Checklist
See what documents you'll need for the application process.
Loan Process
Loan Process
Learn more about the loan process today!

About Us

Ray LaserRay Laser is the Senior Reverse Mortgage Specialist at First Rate Financial Group. Ray has over 30 years of experience in helping people make important financial decisions, and has successfully closed hundreds of mortgage loans. He is an active senior of retirement age and is familiar with the issues of seniors who could benefit from a reverse mortgage.

Ray’s mission is to enhance the lives of seniors by providing financial security and independence. He prides himself on making his clients feel relaxed and comfortable about the loan process, and makes customer service and satisfaction his number one priority. Ray’s goal as a reverse mortgage loan officer is to assist each person professionally, ethically, and knowledgeably, explaining the positives as well as the negatives to help clients make a truly informed decision. “We start as friends and end as friends” is his goal on every transaction.

View My Mission Statement Here →

The Latest News

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One
March 21, 2023
How does a mortgage pre-approval work, and how can you make sure you won't be declined when you apply? Here's what you need to know.
What’s Ahead For Mortgage Rates This Week – March 20, 2023
March 20, 2023
Last week's economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen's Senate testimony. The Commerce Department reported on housing starts and building permits issued published, and a monthly reading on consumer sentiment was published. Weekly reports on mortgage rates and jobless claims were also released.
Is A VA Loan The Best Option For Your Needs?
March 17, 2023
If you plan on buying a house in the near future, there are a few mortgage options available. One potential option is called a VA loan. This is a loan that has been backed by the Department of Veterans Affairs, and it could provide you with some added flexibility that you can use to purchase a house. Is a VA loan right for you? There are a few points to keep in mind.

Send Us a Message!

  • This field is for validation purposes and should be left unchanged.

Ray Laser

3027 Townsgate Rd. Suite 110
Westlake Village, California

Call 818-665-4526
Fax 818-735-5939